You are full of it. I've never seen any question or discussion of a Caucasian player's finances. It's assumed he or his family has money. Conversely, it's always assumed that the African American athlete is poor.
Secondly, the fact that this is even a thread here tells you all you need to know. Back in the early 2000's I worked in NYC for a big financial firm. I bought a 7 series BMW. The very same day I got the car I was pulled over by the police and asked how I could afford the car.
For some reason, anytime a person of color acquires something expensive, we somehow need to explain our wealth.
Quite frankly this young man's truck is NONE of your business, my business, or anyone else's. There's NO reason for anyone to conjecture about a loan, a lease, or whatever. There's always this need to find a reason for how certain people could afford to purchase such an expensive vehicle. Worry about your own finances and stay out of his pockets!!!!