If I was completely unbiased and hadn't watched Miami much, seeing them lose to Lville and SMU, being impressed on their playoff run but seeing Indiana have 1 or 2 close calls in the regular season but blowout Bama and Oregon in the playoffs, I'd probably lean Indiana as well.
But knowing what we have on the lines, how outmatched physically Indiana's Dline is, how good our DE duo is, if we play how we did against Ohio State (1 or fewer turnovers, limiting to 3-5 penalties) I'd be shocked if we don't win this game. I really don't see how they're going to stop our run game without bringing numbers and if they can't do that I love the idea of Toney, Marrion, and CJ in one on one situations. Beck doesn't even need to be on, just average and make the easy throws.