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Off-Topic Stock Market & Crypto Discussion

Ashley Schaeffer said:
I'm a newbie, so idk what to invest in, but i wanna build some income on the side.
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As a newbie, I would just do what most do and dollar cost average with SPY. By that I mean, invest every month you can and don't look at it for 10-20 years. If you don't want all your investments in the stock market, you can always invest in real estate or a small business. Personally, I've made far more wealth from the RE and Business than stocks.
 
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90scane said:
As a newbie, I would just do what most do and dollar cost average with SPY. By that I mean, invest every month you can and don't look at it for 10-20 years. If you don't want all your investments in the stock market, you can always invest in real estate or a small business. Personally, I've made far more wealth from the RE and Business than stocks.
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Hydrogen it is. I'm not looking at that in the future, that stuff wont blow up in ten years.
 
Ashley Schaeffer said:
Hydrogen it is. I'm not looking at that in the future, that stuff wont blow up in ten years.
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If you know something that others don't, then use it to your advantage so long as it isn't insider trading (ignoring that all of DC does it).

Toyota believes they have the solution to beat EV with a hydrogen engine. The big risk with H is fire yet Li-ion is also a fire risk. Future battery tech like Sodium-ion could remove the risk and costs of production.
 
TheEye said:
bipartisanpolicy.org

https://bipartisanpolicy.org/wp-content/uploads/2019/03/Budget-Deficit.jpg

Even as the U.S. economy expands, the federal government continues to run large and growing budget deficits that will soon exceed $1 trillion per year.
bipartisanpolicy.org bipartisanpolicy.org


This does not jibe with your statement of a $32 trillion deficit and growing.
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We are at +/- $31.5T already, and we are still increasing spending and are having to refinance debt at a much higher interest rate. What are you referring to?
 
90scane said:
If you know something that others don't, then use it to your advantage so long as it isn't insider trading (ignoring that all of DC does it).

Toyota believes they have the solution to beat EV with a hydrogen engine. The big risk with H is fire yet Li-ion is also a fire risk. Future battery tech like Sodium-ion could remove the risk and costs of production.
Click to expand...
The issue of refueling time and reliance on the electrical grid remains. If, IF Toyota can overcome the hurdles that hydrogen possesses, it solves both of those problems.

Now imagine a plug in hybrid hydrogen/electric vehicle. The refueling infrastructure is already in place by refitting gas stations, there will be no shortages in the event of high electricity demand, and refueling on trips will be quick enough to be worthwhile.
 
90scane said:
If you know something that others don't, then use it to your advantage so long as it isn't insider trading (ignoring that all of DC does it).

Toyota believes they have the solution to beat EV with a hydrogen engine. The big risk with H is fire yet Li-ion is also a fire risk. Future battery tech like Sodium-ion could remove the risk and costs of production.
Click to expand...
Norway and Denmark have made large investments into Hydrogen. Not to mention Saudi Arabia trying to become the biggest export giant for Hydrogen.

Gonna look into some battery tech next month. For now, Hydrogen it is. Unless the market in battery blows up.
 
SpikeUM said:
We are at +/- $31.5T already, and we are still increasing spending and are having to refinance debt at a much higher interest rate. What are you referring to?
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That number sounds more like our debt and not the deficit.
 
SpikeUM said:
Debt = collective deficit, one year is not the point anyway, its the total and the trend.
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One year just tells you how seriously they take it and should be an indicator of how bad they want to be reelected by responsible people who understand basic economics.
 
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SpikeUM said:
Debt = collective deficit, one year is not the point anyway, its the total and the trend.
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But over spending by $31.5T on an annual basis is an insurmountable problem. Are we just going to call the national debt the deficit from now on?
 
TheEye said:
But over spending by $31.5T on an annual basis is an insurmountable problem. Are we just going to call the national debt the deficit from now on?
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Its semantics, we have to pay back $31.5T+, whether we like it or not. Even if we froze spending, the debt would still go up dramatically because of the increased interest expense. The sooner we have our house in order, the less painful it will be.
 
SpikeUM said:
Its semantics, we have to pay back $31.5T+, whether we like it or not. Even if we froze spending, the debt would still go up dramatically because of the increased interest expense. The sooner we have our house in order, the less painful it will be.
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Semantics are important in addressing the issue. How mach do we over spend on an annual basis? You have to eliminate that before you can ever pay down any debt.
 
TheEye said:
Semantics are important in addressing the issue. How mach do we over spend on an annual basis? You have to eliminate that before you can ever pay down any debt.
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Here you go.

We're at $1.1 trillion right now in fiscal year 2023, which started in October 2022. That's a 65% increased compared to last fiscal year, where we were only $432 billion in the hole by this time.

fiscaldata.treasury.gov

Fiscal Data Explains the National Deficit

Check out @FiscalService Fiscal Data’s new national deficit page! #NationalDeficit
fiscaldata.treasury.gov fiscaldata.treasury.gov
 
JD08 said:
Here you go.

We're at $1.1 trillion right now in fiscal year 2023, which started in October 2022. That's a 65% increased compared to last fiscal year, where we were only $432 billion in the hole by this time.

fiscaldata.treasury.gov

Fiscal Data Explains the National Deficit

Check out @FiscalService Fiscal Data’s new national deficit page! #NationalDeficit
fiscaldata.treasury.gov fiscaldata.treasury.gov
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Thank you. Just want some facts to work with.
 
90scane said:
As a newbie, I would just do what most do and dollar cost average with SPY. By that I mean, invest every month you can and don't look at it for 10-20 years. If you don't want all your investments in the stock market, you can always invest in real estate or a small business. Personally, I've made far more wealth from the RE and Business than stocks.
Click to expand...
That or buy apple and Microsoft slowly by dollar cost averaging. Spy is about 20% or more Microsoft and apple. Obviously there’s more risk involved with it. But decent returns.
 
Here's how you could have done with dollar cost averaging AAPL over the last 5 years.

aiolux.com

Aiolux.com: Dollar Cost Average Calculator for [AAPL] Apple Inc. | Aiolux

Dollar Cost Averaging (DCA) simulates effect of regular investments in [AAPL] Apple Inc. without regard for price/market fluctuations or trying to time markets. Specify stock/etf/crypto symbol & investment schedule below then click recalculate to view dollar cost averaged back-test report. DCA...
aiolux.com aiolux.com
 
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Cmuri said:
That or buy apple and Microsoft slowly by dollar cost averaging. Spy is about 20% or more Microsoft and apple. Obviously there’s more risk involved with it. But decent returns.
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All investments are risk/reward. Since they control the duopoly on operating systems, you likely are fine for many years. Microsoft has expanded into AI and cloud with some good success. Apple controls a large percentage of cell phones and has started to add sat support to them. All that said, I would expect both to get hit pretty hard within 12 months so dollar-cost averaging won't look too hot until 2025 but that is why it is dollar-cost averaging vs buying the dip.
 
90scane said:
All investments are risk/reward. Since they control the duopoly on operating systems, you likely are fine for many years. Microsoft has expanded into AI and cloud with some good success. Apple controls a large percentage of cell phones and has started to add sat support to them. All that said, I would expect both to get hit pretty hard within 12 months so dollar-cost averaging won't look too hot until 2025 but that is why it is dollar-cost averaging vs buying the dip.
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Microsoft and apple have consistently outperformed the market. They also give a small dividend as well. Apple is now growing their Apple Card/savings. The AR glasses will probably bust, but longterm apple has ways to grow including a possible apple car down the road. I expect both companies to find innovative ways to continue growing their revenue. Healthy balance sheets and they will continue to try to M&A like Microsoft is trying to do with Atvi.
 
There will be no default as a worse case scenario will be to kick it down the road..
 
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