He is a native of Nebraska, grew up around the husker football and talks about how it was important to him to go to a place were football is everything and his family feels safe. For this reason I don't think he would ever take the Miami job and expose his family to the perils of living in SFL.
You don't think a guy making $175K/year would take the UM gig at $3M per? A guy who has been toiling in anonymity for years dying for a shot at the big time?
First, that porster seems to be a potato.
Second, assume we only gave him 2M per season, he would be making 10+ times his annual salary at Montana. At a minimum he would be given 2-3 seasons at UM to get things back. How many years would it take to make 4M-6M in Montana? He may be dead first.
Also, Montana has state income tax whereas Florida has none.
Third, Stitt is 51 years old. Maybe he is dying for a real chance. That would be UM. Imagine what he could do on offense with South Florida players (even the second tier players).