Agreed.
It's potentially sacrificing long-term money for short-term money, similar to what we might end up seeing with a Calvin Russell.
If it's true he's bolting to UNC because the Miami DB room is "stacked", then I don't know how this kid will be able to navigate the NFL with such a weak mindset. If you're good, you'll play regardless of who is already in the room. We just saw that in Week 1 against Notre Dame - Toney came on campus knowing three veteran transfers were deliberately paid and brought in to play meaningful snaps, there were veterans already in the room like Ray Ray (unproven but a vet. none the less). You also have Fitzgerald, who missed Spring practice, but show his ability during the summer to earn a few snaps with many more to be earned as the year progresses.
If the kid lacks the confidence to even attempt to compete, then good riddance. We've seen those local 4 stars with that attitude in this program for 20+ years, and it hasn't yielded much.