I think they need to rank all 130-whatever teams, to be honest.
25 is lazy and subjective and its clear to me these committee members do not watch enough college football.
I tend to look at SP+ anyway, which ranks all 130 schools in a measurable manner.
Only subjectivity you need to incorporate beyond SP+ is did you play in your conference title game, did you win your conference?
If you look at it that way...your Top 4 would be Ohio State, LSU, Clemson...and 4th spot, depending on how the rest of the season turns out will be Georgia, Big XII Champ (if Oklahoma), or Pac12 Champ (if Utah) - Oregon is a bit behind currently, and Big XII champ would get in over them if they won the Pac12.
You could knock 2-loss Georgia out if 1-loss Pac12 or Big XII champ. If everything holds, #4 would be Oklahoma in this scenario. Which, seems pretty ******* accurate to me, idk.