I hear you and you're not off base.
However, this IU team is as complete as you are going to find in the game today, and the team cohesion and discipline is off the charts.
Plus, they have the one thing you can't scheme against: a QB that can make the "perfect" throw.
My take. We're the second best team in the country. Hands down.
The problem is that we will be playing the best team in the country. They win.

(unfortunately).
Do they win big? (+10-14 or so)? Probably not, but it's definitely possible.