TVD could be a top 10 draft pick in the 2025 draft or the #7 QB (prob late 2nd or 3rd rounder) in the 2024 draft. Seems like a bad business decision to declare after this season.
I believe schools are actually allowed to pay insurance premiums for catastrophic injury policies that could pay out 10+ million for college athletes. He should take out an insurance policy (with UM agreeing paying the premium) , and come back for a run at the championship.
X is interesting - I think even with a good season there will be questions about his size and he would probably go undrafted this year. If he has an outstanding 2023 and 2024, some team would see his ability and he could be a mid to late round draft pick in the 2025 draft .