No freaking way would they have jumped an undefeated Penn State, even if we had beaten #1 Nebraska. Do you not remember how we finished behind a very average GT and Colorado team in the final polls after completely destroying highly ranked Texas? We couldn't jump those two scrubs because of our losses, and we sure as **** would not have jumped Penn State unless Penn State lost. Undefeated meant a **** of a lot back then. Too much, in my opinion. Remember BYU? Undefeated, even though their schedule sucked. Media darling Penn State? You honestly believe a one loss Miami team jumps an undefeated Penn State? NO POLLS would have jumped Miami, who everyone hated, over Joe Paterno, who, at the time, was very much loved and respected. Oh, and PSU had a pair of Heisman finalists, so it's not like people thought they were talentless.
So yeah, the loss to Washington paired with the fact we lost to Nebraska is why Miami didn't win the title. The Nebraska loss by itself was practically meaningless, because we were not winning a title at 11-1 when PSU was 12-0. Man, we were lucky to SPLIT with an undefeated team in 91 AS an undefeated team. Yet you think we split with an undefeated team while we have a loss? I've smoked some good stuff in my day, but it obviously isn't as good as what you're smoking.