Motorcycle. Those things are death traps. You don't even need another car involved to get messed up. We represented a guy who wiped out because of a mis-leveled manhole cover. Broken bones everywhere, traumatic brain injury, the works. Currently representing the estate and minor son of another young man on a motor scooter he had just bought. Some idiot turned left right in front of him. Now his 10-year-old son is an orphan. And it's a crapshoot whether you'll get hit by someone with more than the $10K minimum in coverage, if they have insurance at all.