My issue with NIL is that the NCAA and universities should be paying players directly, as they are no longer student athletes; they are MERCENARIES.
CFB is simply another pro league with little oversight. The NCAA doesn't care, because it's raking in billions - as are the agents, TV networks, etc.
Some can pretend that this is still college football, but that's just an illusion.
There is no reason anyone should be having to donate to a multi-billion dollar industry.
Like any other industry, if it can't sustain itself, then it changes how it does business, or it goes out of business.