Josh Pate Ranks Top 10 Current College Football Programs

DMoney
DMoney
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Josh Pate broke down his annual Top 10 Current College Football Program Rankings on his show. A transcript of the discussion is below:

Josh Pate: It’s time to re-rack all the pool balls and talk college football program rankings. We define a program differently than a team. This is a rolling three-year blend. How good are you at talent acquisition? How are you doing on the field? If you tanked in 2023 but surged in 2024 and 2025, we’re aggregating all that and leaning slightly toward recency. I want to know what your resource pool looks like. Are you broke? There’s no room for poories in the top 10. Organizational stability matters. How do you handle coordinator churn? How do you backfill? Then we add just a touch of expectation and forward thinking and pour it all out.

#1 Ohio State​

Josh Pate: I think Ohio State is the top program in the country. They’re 37-6 over the past three years. They’ve got a national championship mixed in. They’re a top five recruiting program in the country. They’re a very high-value portal program. Translation: they don’t need to flood themselves with transfers because they recruit and develop so well, but when they do need to, they’re selective and effective.

Staffing has been elite. Two coordinator turnover situations just this past year. You lose Chip Kelly, who was foundational to that run. You elevate from within. Jim Knowles moves on, and you go get Matt Patricia. If anything, they improved defensively. That’s supreme organizational structure. Ohio State is here as long as Ryan Day is there. And even beyond Ryan Day, this program has been resilient across multiple head coaches. It’s just a winning operation.

#2 Georgia​

Josh Pate: Number two is Georgia. They’re 36-6 over the past three years. Back-to-back SEC championships in that window. Back-to-back playoff team. If 2023 had been a 12-team playoff, they’d have been in three straight by today’s standards.

They’re the top recruiter in the SEC and nationally over a three-year rolling period. If we did a head coaching draft and I had first pick, I’d probably go Kirby Smart. If I had to take Ryan Day second, I wouldn’t be upset. You’ve got established coordinators, elite culture, elite way of doing things. Georgia at number two.

#3 Indiana​

Josh Pate: This is where it gets controversial. I’ve got Indiana at number three. It’s extreme, but what they’ve done has been extreme.

Last year, we tried not to fall victim to recency bias. They came from out of nowhere, went to the playoff, got beat soundly, and we asked, okay, great team, but is it a program yet? Now what did they do? They won the Big Ten. They went back to the playoff. They won the national championship. They steamrolled people.

They’re 27-2 over the last two years. Conference title. National title. The head coach, offensive coordinator, defensive coordinator combination may be as good as anyone in the country. Talent acquisition is surging. Yes, it’s technically a three-year blend, but we have to lean heavily into two-year recency bias here.

The key is this isn’t a one-hit wonder. They’ve got elite resources, which we’ve come to realize. They’ve challenged the entire college football worldview. So yes, it’s extreme. But what they’ve done is extreme.

#4 Oregon​

Josh Pate: Number four is Oregon. They’re 38-4 over the last three years. Back-to-back playoff appearances. Big Ten title two years ago. They’re the top recruiting program in the Big Ten over that rolling span.

Think about the churn. Kenny Dillingham leaves to be a head coach. They hire Will Stein. Offense doesn’t fall off. Now Will Stein leaves for a head job. They promote from within again. At some point, you just trust that they know what they’re doing.

Dan Lanning is one of the best head coaches in the country. Elite resources. Elite culture. The hurdle is playoff execution. That’s why they’re behind the top three.

#5 Texas​

Josh Pate: Texas is number five. They’re 35-8 over the last three years. College Football Playoff in 2023 and 2024. Missed last year, but they’re a top five recruiter over that three-year span. Elite in the portal. Elite resources.

You could argue their best is still ahead of them. If you’re peeking at 2026 and beyond, there’s room to climb. To say that about a program sitting at number five tells you how strong their position is.

#6 Notre Dame​

Josh Pate: I’ve got Notre Dame at number six. They’re 34-7 over the last three years. There’s a national championship appearance mixed in. Recruiting has leveled up from very good to great. Number two class last cycle per On3.

Elite culture. I think extremely highly of what they’ve built. If you want to push them up a tick, I won’t fight you too hard. But six feels right.

#7 Alabama​

Josh Pate: Alabama is number seven. They’re 32-10 over the past three years. Two playoff appearances. Conference title in 2023. Number two recruiter nationally over that span.

There’s been a handoff from Nick Saban to Kalen DeBoer. Things didn’t fall off a cliff. Maybe there was a slight regression, but that transition had unique challenges. Over a rolling three-year snapshot, Alabama was never going to collapse overnight.

Number seven isn’t number one. There are programs ahead of them right now. But Alabama at seven still reflects massive strength.

#8 Miami​

Josh Pate: I’ve got Miami at number eight. There’s a seven-win season in 2023 factored in. Then they go 10-3. Then they go 13-3. They play for a national championship. They’re at midfield, down six, with a minute to go against Indiana.

They’re the number one recruiter in their conference by a wide margin. Top portal player in their conference and one of the top portal programs nationally. Staff upgrades matter. They move on from Lance Guidry, bring in Corey Hetherman, and overnight become one of the top defenses in the country.

They’re in the process of leveling up.

#9 Texas A&M​

Josh Pate: Texas A&M is number nine. Seven wins to eight wins to eleven wins over that three-year span. Playoff appearance last year. Back-to-back top eight recruiting classes. Elite portal operator.

Mike Elko evaluates well. Develops well. Add in elite resources. Much like Texas, you could argue their best is still ahead of them.

#10 Michigan​

Josh Pate: Michigan is number ten. There’s a national championship in this three-year window. They’re 2-1 against Ohio State over that span. Top 15 recruiter in that period.

Yes, there’s been a coaching change. It’s a big upcoming year. You’ve got Bryce Underwood. They need to capitalize.

If you’re judging teams, you’d say how can Michigan be ten when Ohio State is one? Because we’re grading programs. It’s more than head-to-head. It’s on-field success, recruiting, resources, and stability over a rolling three-year blend.

That’s the top 10. If you want Tennessee at 11, Texas Tech at 12, LSU, Oklahoma, Penn State in the mix, there’s an argument. But you can’t just say someone’s too high. Who goes above them? Are you using the same criteria? That’s the exercise.


Texas Tech over Michigan at #10.
 
Bama stands out as the biggest miss. Definitely underplayed the transition from Saban. Went from the gold standard in college football to a very good SEC team.
Portal chased Saban out
Every can pay now and they just can’t stockpile like they did for 15 years
 
Elite coaches and programs don't go out two seasons in a row and get throttled in the playoffs. There's something fundamentally wrong there.
They are soft
Pac 10 soft
It’s still in them
 
I’m a Canes fan, but I’m also a CFB historian. Lanning will be in his 5th yr as a HC, total.

It took Saban 10 yrs to win his first title
It took Meyer 6 yrs to win his first title
It took Bowden 28 yrs to win his first title
It took Day 6 yrs to win his first title
It took Dabo 9 yrs to win his first title
It took Les Miles 7 yrs to win his first title

It’s not head scratching. Every year Oregon has gotten closer to its goal.

1st yr - 10 wins, didn’t play in CCG (won Holiday Bowl)
2nd yr - 12 wins, lost in PAC12CG (won a NY6 Bowl)
3rd yr - 13 wins, won B1G, eliminated in 2nd Rd
4th yr - 13 wins, won a NY6 bowl, eliminated in Semis

That’s trending up, just like we’ve trended up. Every team they’ve lost to either won the Nat’l Title or they played for it. Now if they backslide this season, then it’s time to start ?ing him.
Every team they lost to beat them to a pulp. Just becuase they drew those teams doesn’t validate anything they were NON-COMPETITIVE in any of those games. Indiana and OSU could have played Washington and scored the same amount of points. Stats may say they won a lot of games but being trounced against teams with a pulse says otherwise. At least to be considered a top 5 “program”.
 
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Every team they lost to beat them to a pulp. Just becuase they drew those teams doesn’t validate anything they were NON-COMPETITIVE in any of those games. Indiana and OSU could have played Washington and scored the same amount of points. Stats may say they won a lot of games but being trounced against teams with a pulse says otherwise. At least to be considered a top 5 “program”.

•Were not every game vs. UW close?
•Did they not beat the same O$U team that smoked them in the CFP?
•Did they not lose a close game to IU b4 getting smoked by them in the CFP?

So help me understand this “team w a pulse” argument.
 
•Were not every game vs. UW close?
•Did they not beat the same O$U team that smoked them in the CFP?
•Did they not lose a close game to IU b4 getting smoked by them in the CFP?

So help me understand this “team w a pulse” argument.
Nobody sees the UW one as anything
True, but no excuse
Both games were ugly not just the cfp one.
 
Portal chased Saban out
Every can pay now and they just can’t stockpile like they did for 15 years
Coming of the portal was a factor, but tough, tiring gig & Saban was worn thin & could make as much thru endorsements & TV. Time to keep up the feet & be Mr College Football.
 
Nobody sees the UW one as anything
True, but no excuse
Both games were ugly not just the cfp one.

1. U just said Oregon gets blown out by anyone w a pulse. Well that’s factually & statically incorrect.

2. How do u say no one sees UW as anything when UW quite literally played for the Nat’l Title that season. Lol

3. Ummm, The UO v. IU round 1 match-up was tied 20-20 until the late 4th qtr when Mendoza hit Sarratt. Could Oregon have come back & still won? Absolutely, but to say both games were ugly is disinformation to try to prove a point. It was actually one of Mendoza’s worst games. That game winning TD was his only TD on the day. Lol

I REALLY wish u guys have the slightest objective bones in ur bodies while discussing other programs. U can hate & be objective, it’s not hard…I literally do it daily & if any of u need help in this dichotomy, hit me up.
 
1. U just said Oregon gets blown out by anyone w a pulse. Well that’s factually & statically incorrect.

2. How do u say no one sees UW as anything when UW quite literally played for the Nat’l Title that season. Lol

3. Ummm, The UO v. IU round 1 match-up was tied 20-20 until the late 4th qtr when Mendoza hit Sarratt. Could Oregon have come back & still won? Absolutely, but to say both games were ugly is disinformation to try to prove a point. It was actually one of Mendoza’s worst games. That game winning TD was his only TD on the day. Lol

I REALLY wish u guys have the slightest objective bones in ur bodies while discussing other programs. U can hate & be objective, it’s not hard…I literally do it daily & if any of u need help in this dichotomy, hit me up.

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1. U just said Oregon gets blown out by anyone w a pulse. Well that’s factually & statically incorrect.

2. How do u say no one sees UW as anything when UW quite literally played for the Nat’l Title that season. Lol

3. Ummm, The UO v. IU round 1 match-up was tied 20-20 until the late 4th qtr when Mendoza hit Sarratt. Could Oregon have come back & still won? Absolutely, but to say both games were ugly is disinformation to try to prove a point. It was actually one of Mendoza’s worst games. That game winning TD was his only TD on the day. Lol

I REALLY wish u guys have the slightest objective bones in ur bodies while discussing other programs. U can hate & be objective, it’s not hard…I literally do it daily & if any of u need help in this dichotomy, hit me up.
UW got dropped by Michigan, they were like a TCU nobody cares.
 
1. U just said Oregon gets blown out by anyone w a pulse. Well that’s factually & statically incorrect.

2. How do u say no one sees UW as anything when UW quite literally played for the Nat’l Title that season. Lol

3. Ummm, The UO v. IU round 1 match-up was tied 20-20 until the late 4th qtr when Mendoza hit Sarratt. Could Oregon have come back & still won? Absolutely, but to say both games were ugly is disinformation to try to prove a point. It was actually one of Mendoza’s worst games. That game winning TD was his only TD on the day. Lol

I REALLY wish u guys have the slightest objective bones in ur bodies while discussing other programs. U can hate & be objective, it’s not hard…I literally do it daily & if any of u need help in this dichotomy, hit me up.
Got me on number 3 I just looked up score. I just don’t see them as a top 3 in my eyes when I heard for years on here how we do less with more when at this point there is not a program on earth that dos less with more than Oregon(Texas as well). I also do not think there final results in the last two CFPs is a compelling case to keep them top 3-5.
 
Got me on number 3 I just looked up score. I just don’t see them as a top 3 in my eyes when I heard for years on here how we do less with more when at this point there is not a program on earth that dos less with more than Oregon(Texas as well). I also do not think there final results in the last two CFPs is a compelling case to keep them top 3-5.
Texas does the least with the most in my opinion and I’d guess that aTm is up there in the next group.
 
Some posters seem more interested in expressing their dislike of other programs rather than arguing Josh Pate’s rankings, and how he came to his conclusions. It’s not projecting who would beat who if they played tomorrow. It’s not a preseason ranking for 2026.

I do think Indiana is too high at third, but did rise to the top with an undefeated 16-0 national championship. Can’t get higher other than a repeat in 2026 for next year’s top 10 programs list.

I would put Miami at 6, over ND and Alabama. Our Canes are trending upward, same as Indiana, just below Indiana based on the national championship results. Alabama is on a decline. Five years ago, they would’ve been the number one or two program, but I would not rank them in the top 10 now.

Objectively, Miami and Notre Dame are equal. Miami just lost a championship game, Notre Dame lost their championship opportunity the year before. The same year Miami missed the playoffs. This year Notre Dame missed the playoffs.

After the top six, I would rank programs appearing to be on the rise rather than programs on the decline, if other factors are close to equal.

Ole Miss is an interesting program for this discussion. I’d rank them 8-10, based on the last three years, but if you’re also factoring if the program the rise or decline, it’s hard to discern because of their coaching situation. Right now, I would rank them ahead of Michigan.

Texas Tech was a Cinderella story this season, but is not a top 10 program over the past three years. I don’t expect a drop off given the resources they’ve acquired. Come back after 2026 and Texas Tech will probably be a top 10 program.
 
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