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OT - but this is still amazing and awe-inspiring - bridge to Sanibel

Clwtrdan said:
Barrier islands are just that. Build at your peril and GTFO if a hurricane is coming. I rebuilt a house on Garcon Beach near Pensacola when hurricane Dennis hit and then Ivan 2 months later. One kicked their butt and the second finished them off. The house I worked on was on the East Bay, not even on the beach, and was about 2 feet above high sea level to slab with 8' pilings and 2' floor joists. A wood piling went through the seaward side of the house 6' up on the main living floor. That's how high water got. Trust me when I say I know what these folks are in for over the next 2 years. Our state government seems to be on it thank goodness. (not political) Prayers up for all those effected.
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I lived in Ft Walton Bch when Erin, and two months later Opal Hit in 1995...my home was 3 miles inland so we were okay. Erin pretty much wiped out the Sand Dunes...enabling Opal to have a clear path on Ft. Walton, Destin and South Walton...
 
And I could go on and on about how you're in good hands with Allstate and Nationwide is on your side. LOL Crooks. And the building departments better give these folks some slack. This isn't business as usual on rebuilding stuff. This is survival. People in SW Flawda have a spirit just like the panhandle. They will all come together and help each other out. I also went to help in Nawlins after Katrina. My tools (tons)were stolen out of the back of my pickup my 3rd day there when I went in a house for 5 minutes by 5 young men. I left and went to Biloxi. Great experience. Wonderful people.
 
Clwtrdan said:
And I could go on and on about how you're in good hands with Allstate and Nationwide is on your side. LOL Crooks. And the building departments better give these folks some slack. This isn't business as usual on rebuilding stuff. This is survival. People in SW Flawda have a spirit just like the panhandle. They will all come together and help each other out. I also went to help in Nawlins after Katrina. My tools (tons)were stolen out of the back of my pickup my 3rd day there when I went in a house for 5 minutes by 5 young men. I left and went to Biloxi. Great experience. Wonderful people.
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all insurance companies are crooked. trust me on that. tons of claims handling errors and just waiting on people to make simple mistakes when filing claims so they can issue denials. they're all scumbags
 
Rickd said:
Yeah ... but there IS a point ... how the heck can you even consider rebuilding anything on those "barrier islands" ( aka sandbars) with anybody providing insurance? It is a guaranteed loss ... anything built there will be wiped out ... again .... soon.
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That's their prerogative.....not anyone on CIS
 
CoachChin said:
Have a lot of friends that are fishing guides in that area and a lot of friends who went and helped in the aftermath. All of them saying it’s ugly ugly. Don’t think most people realize what Ian did. Being alive is a blessing. Now let’s put sanibel back to its original land not its over developed self
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The day is coming when coastal structures greater than maybe 50% destroyed - will never be able to build again. Just level it off, restore to original - and let it go.

It's ridiculous. Build right on the water, below flood stage - and when it's gone - want to rebuild again? That costs ALL of us in insurance premiums - as they're vastly overpriced structures and overpriced property to begin with.
 
A lot of those homes completely destroyed were built years ago when the codes were far less stringent. Anything rebuilt will be much stronger. I'm not saying they would hold up through a Cat 5, but they changed the codes in the area after Charlie and anything new will be much more stable

On a side note, I saw where Cabbage Key held up well. I figured those structures would be off in the gulf
 
JG14 said:
A lot of those homes completely destroyed were built years ago when the codes were far less stringent. Anything rebuilt will be much stronger. I'm not saying they would hold up through a Cat 5, but they changed the codes in the area after Charlie and anything new will be much more stable

On a side note, I saw where Cabbage Key held up well. I figured those structures would be off in the gulf
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Cabbage Key and Useppa have alot of Homes on Stilts...I was boating to both alot from 81-83...
 
UMFarArcher said:
The day is coming when coastal structures greater than maybe 50% destroyed - will never be able to build again. Just level it off, restore to original - and let it go.

It's ridiculous. Build right on the water, below flood stage - and when it's gone - want to rebuild again? That costs ALL of us in insurance premiums - as they're vastly overpriced structures and overpriced property to begin with.
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Biggest issue is those islands should’ve never been developed in the first place. Mangroves are our biggest protector of surge and hurricanes. It’s like wiping out Elliot key and building hotels and homes on it. Would be irresponsible to begin with
 
CoachChin said:
Biggest issue is those islands should’ve never been developed in the first place. Mangroves are our biggest protector of surge and hurricanes. It’s like wiping out Elliot key and building hotels and homes on it. Would be irresponsible to begin with
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Those Islands were developed 100yrs ago....I grew up 20 miles away, and lived & worked on Captiva for 3yrs....Please stop....this is the worst they've ever dealt with in 100yrs...with Charlie being the 2nd worst. South Seas Plantation, Tween Waters, Thistle Lodge etc...will come back stronger than ever. Same for Sanibel's Famed Lighthouse.
 
SWFLHurricane said:
Those Islands were developed 100yrs ago....I grew up 20 miles away, and lived & worked on Captiva for 3yrs....Please stop....this is the worst they've ever dealt with in 100yrs...with Charlie being the 2nd worst. South Seas Plantation, Tween Waters, Thistle Lodge etc...will come back stronger than ever. Same for Sanibel's Famed Lighthouse.
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No one is saying they weren’t developed 100 years ago. Yeah this is the worst they’ve dealt with in 100 years but it’s always a matter of when not if. Could you imagine every 100 years having to wipe out clean and having to rebuild over. So what exactly am I supposed to stop? These are things that fwc thinks in the area trying to help the people. The firefighters in the area think in the area trying to help the people. Desantis thinks after seeing it. So what am I supposed to stop?
 
SWFLHurricane said:
Those Islands were developed 100yrs ago....I grew up 20 miles away, and lived & worked on Captiva for 3yrs....Please stop....this is the worst they've ever dealt with in 100yrs...with Charlie being the 2nd worst. South Seas Plantation, Tween Waters, Thistle Lodge etc...will come back stronger than ever. Same for Sanibel's Famed Lighthouse.
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Have to believe that the rebuild will involve fewer structures and dramatically modified building codes. A simple stick built home on a slab doesn't stand a chance. I have seen a lot of homes on very tall concrete pilings ... 10-12 feet clearance below ... built to withstand storm surges. That might be a requirement simply TO GET insurance. We left Coral Gables in 2014, were not in a flood zone, and our storm insurance was $10,000 a year. That same home today is at a much higher rate ... $15,000 or so. What is a reasonable insurance risk for a home on Ft. Myers Beach, IN a flood zone that is barely a couple of feet above normal high tide? WHO is going to insure a NEW home there today? Not the State of Florida or the taxpayers. Sea levels have risen ... fact. Many areas NOT exposed to flooding under normal conditions are now experiencing flooding frequently (areas of Miami Beach). I envision fewer structures with dramatically modified construction for those islands for any rebuild plans.
 
Rickd said:
Have to believe that the rebuild will involve fewer structures and dramatically modified building codes. A simple stick built home on a slab doesn't stand a chance. I have seen a lot of homes on very tall concrete pilings ... 10-12 feet clearance below ... built to withstand storm surges. That might be a requirement simply TO GET insurance. We left Coral Gables in 2014, were not in a flood zone, and our storm insurance was $10,000 a year. That same home today is at a much higher rate ... $15,000 or so. What is a reasonable insurance risk for a home on Ft. Myers Beach, IN a flood zone that is barely a couple of feet above normal high tide? WHO is going to insure a NEW home there today? Not the State of Florida or the taxpayers. Sea levels have risen ... fact. Many areas NOT exposed to flooding under normal conditions are now experiencing flooding frequently (areas of Miami Beach). I envision fewer structures with dramatically modified construction for those islands for any rebuild plans.
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There will be...
 
CFLCane said:
Oh look, rich and irresponsible people being bailed out again. How touching.
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Look, I'm sorry, but that's really not the situation.

There are definitely some nice houses out on Sanibel and Captiva. But over 1/3 of Sanibel is a nature preserve. There are also quite a few hotels and restaurants for the tourism trade.

And let's not forget, the Sanibel/Captiva people who will never recover...were the ones living in mobile homes. It's not popular or common awareness, but there were a ton of mobile homes on ALL of those islands that got wiped out.

The smaller San Carlos Island (the one in between Fort Myers Beach and the mainland, where the San Carlos Boulevard beach causeway is coming back down to ground level)...the residential space on that island was more than 50% mobile homes.

Let's not make this about "rich and irresponsible people", because that's just inaccurate.
 
hoops156 said:
all insurance companies are crooked. trust me on that. tons of claims handling errors and just waiting on people to make simple mistakes when filing claims so they can issue denials. they're all scumbags
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He aint lyin.gif
 
gatorsSUCK! said:
I’ve been cleaning some company assets on captiva and Sanibel. Captiva places I was at had waterline of approximately 12-18 inches while on Sanibel it was up to door frames and up to the 2nd story. Really strange disparity within the Close proximity. Amazing how fast they got the causeway going. Caught us off guard on the boat ride home seeing all the trucks going over the causeway.
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Sanibel is more directly in line with the Caloosahatchee outflow.

My brother lives near the headwaters of the Wekiva River (spring-fed river) in Sanford (north of Orlando) and has had no flooding. A few miles away where the St. John's River receives a lot more run-off from the surrounding areas - MUCH more flooding. Geography is everything.
 
Rickd said:
Yeah ... but there IS a point ... how the heck can you even consider rebuilding anything on those "barrier islands" ( aka sandbars) with anybody providing insurance? It is a guaranteed loss ... anything built there will be wiped out ... again .... soon.
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Please stop it. Pine Island is the biggest barrier island in Florida. It's not a sandbar.

Now, the issues of burying power lines and building houses at a higher elevations is relevant. But your over-generalization about "sandbars" and "insurance" is just ignorant.

There is a ton of flooding in Orlando, where the county "flood insurance" coverage percentages stand at around 3%, and Orlando is no "sandbar".

Just...kindly...STFU with that nonsense.

Gonna be a lot of moaning and bleating when Miami gets hit with an Ian-level storm, particularly when coastal areas near downtown Miami ALREADY flood when they get a couple inches of rain in one hour.
 
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