Stats WITH CONTEXT are important. If you look at pure stats, then yes, it looks like the QBs are to blame. However, if you watched the games, it wasn't that simple.
In the Sugar Bowl after the '92 season, main problem that day was the OL. We could not run the football and guys were teeing off on Gino. Gino wasn't great, but it was the OL that caused his mistakes.
Same can be said for the Fiesta Bowl after the '02 season. Biggest strength for the Canes all season was running the football, and we could not do it at all in the first half. Then, just as it got going in the 3rd Q, McGahee got hurt, and that was that. Ohio St, like Bama, got a lot of pass rush on our QB and forced some Dorsey miscues (Dorsey was the best of the 3 QBs in these title games).
The most legit argument for "QB played poorly" was Testaverde in the Fiesta Bowl. There was little pressure on him, he just forced bad throws. Even still, a lot of blame could be shifted to the coaches, who should have run the football more often. Not a great gameplan.