Collectives are Cracking

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I give to St. Matthews house to help with Thanksgiving and Christmas dinner. and Teen Challenge, Ft. Myers chapter. I personally know the CEO at Teen Challenge and have seen the difference it has made for people fighting addiction. Much higher success rates than typical in and out 28 day programs. Being we are from the same area, I thought you may know something about these two.

Is Teen Challenge those young people that ride around in those vans?
 
Is Teen Challenge those young people that ride around in those vans?
No 🤣. When I was first invited to their fundraiser I thought it was the smart high schoolers trivia. Like Jeopardy format.

I learned it's a Christ centered long-term drug rehabilitation program where people live in for 9 months minimum and get their life straight, find God ect.
 
Imagine living in Gainesville and there’s a court order ceasing all transactions in the Gator collective?

Even better imagine it happening days before signing day 😂
 
Some of you still don’t understand Ruiz.
First, he is very smart and has hired former NCAA compliance people to make sure everything he does with NIL is untouchable. that alone gives him a green light to say what he wants because he can back it up.

Second, he has an end game well beyond NIL. Part one of the end game is his sports agency. You don’t think players with whom he has NIL deals will have interest in working with him in the NFL, at least in terms of their marketing which has no cap on the percentage the agent can charge the player unlike contract negotiations which have a 4% cap (or close to this)?

Third, as he becomes more and more ensconced (Seinfeld term) in the UM program and culture, he strengthens his arguments for an on-site football stadium. This guy has a plan on top of a plan on top of a plan. The last thing any UM fan should worry about is whether Ruiz is doing it right.
 
It doesn’t serve UM for me to explain. I sure wish he’d stop picking fights on social media. Everybody has skeletons. One of these really powerful folks at whom he’s taking indirect shots may just decide one day to hit back.
2 more weeks?
 
It's not just due to that, but it helps. Medicare is moving its reimbursement model from fee for service to fee for value. That means smaller players are more impacted than larger ones just by the volume of patients. Another factor is the move to outpatient. A lot of smaller hospitals didn't have the infrastructure for that or had to compete against established players. The push for electronic health records has raised IT costs for a lot of systems. They end up having to align with a big player and piggyback (eventually merging) or suffer with a scaled down version of software and limited access to things like reporting.

I don't really see it as a malicious intent of the ACA, but it's a byproduct that has smaller systems joining larger nonprofits. In Florida, 2 or 3 joined Cleveland Clinic, and at least one joined Baptist. I know HCA or Tenet picked up some too. One of the systems that joined Cleveland used to have a policy that if you were a member of the community, you'd get full treatment regardless of cost. A person living in poverty who got cancer would get the same treatment as a millionaire and the bill would be covered by charitable donations.
This makes a lot of sense, thanks. I'm assuming that you're in healthcare or a healthcare-related field? I am in healthcare and have seen the impact of the issues you listed. For a time I worked at a rural community hospital that had to literally close their doors because they could no longer afford to keep treating patients. It was the only hospital in that county and the residents had to go to the next county over for medical treatment. In the case of an emergency that meant, at best, a 25-minute ride to the ER. I do believe that the US has the most advanced healthcare system in the world, but that's only true for those of us who can afford it. For those unable to access it, the result can be downright tragic.
 
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It's not just due to that, but it helps. Medicare is moving its reimbursement model from fee for service to fee for value. That means smaller players are more impacted than larger ones just by the volume of patients. Another factor is the move to outpatient. A lot of smaller hospitals didn't have the infrastructure for that or had to compete against established players. The push for electronic health records has raised IT costs for a lot of systems. They end up having to align with a big player and piggyback (eventually merging) or suffer with a scaled down version of software and limited access to things like reporting.

I don't really see it as a malicious intent of the ACA, but it's a byproduct that has smaller systems joining larger nonprofits. In Florida, 2 or 3 joined Cleveland Clinic, and at least one joined Baptist. I know HCA or Tenet picked up some too. One of the systems that joined Cleveland used to have a policy that if you were a member of the community, you'd get full treatment regardless of cost. A person living in poverty who got cancer would get the same treatment as a millionaire and the bill would be covered by charitable donations.
I’m not sure it’s relevant to this discussion, but in regard to Medicare, it seems they are turning over the administration part of their coverage to large providers such as BCBS, Aetna, Humana, etc through the Part C option. Medicare recipients can select a Part Plan C through one of these providers and everything goes through them. Many plans have zero premiums and the only cost to the recipients is the monthly premium taken out of their SS check - currently $172 and announced it will drop about $7 next year.

My wife selected a BCBS plan a couple of years ago and is extremely pleased with it. I became eligible in Oct and selected the same. Most notably, $2750 dental coverage with no deductible. Co-pays for doctors visits average about $25 and will be reduced next year to $10 and $15. I think this is one of the smartest things the government has ever done n
 
This is why I ONLY donate to St. Judes....My GF has done a Ton of charity work for them. Go look what the CEOs of Goodwill, Salvation Army etc...make, it's absolutely deplorable.
My favorite charity is ST Jude’s. They are as stand-up as it is in the charity world from what I understand.

Also love giving to the CT Food Bank. No one should be going hungry in this country.
 
I’m not sure it’s relevant to this discussion, but in regard to Medicare, it seems they are turning over the administration part of their coverage to large providers such as BCBS, Aetna, Humana, etc through the Part C option. Medicare recipients can select a Part Plan C through one of these providers and everything goes through them. Many plans have zero premiums and the only cost to the recipients is the monthly premium taken out of their SS check - currently $172 and announced it will drop about $7 next year.

My wife selected a BCBS plan a couple of years ago and is extremely pleased with it. I became eligible in Oct and selected the same. Most notably, $2750 dental coverage with no deductible. Co-pays for doctors visits average about $25 and will be reduced next year to $10 and $15. I think this is one of the smartest things the government has ever done n
You know those surveys you get asking how your visit was? They also control a percentage of hospital reimbursement. So the care could've been great, but the person wheeling the patient out might have had a bad day and the entire hospital suffers.
 
Pro athletes are paid to play the game, so yes if you have a game in CA, you have to pay CA taxes on that game check. I do not think pro signing bonuses are taxed anywhere but the state of residence.

Most NIL deals are for performing some other service, not the game. If you are featured in an ad, I think that income would be taxed in state of residence. If you have to perform a service in person (at a camp or corporate location), then they would likely pay taxes or report that income as earned in that state where the services were performed. Not saying states couldn't get creative, but seems like a stretch for now.

If players were ever treated as employees of the university, then the pro treatment would be right on point.
 
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It will.

Looooolol 🍆
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I agree that it’s a no win situation in the social media world and he should tone it down, but I think he is more reactive than picking fights.

No win situation? Would anyone even know who Ruiz is or any of his companies/brands without mouthing off on social media? He’s become one of the most notorious people in one of the biggest forms of entertainment in the county
 
It's not hard to argue the players are amateurs. NIL is not paying them to play football. If a football player got a role in a commercial slinging widgets, they get paid for the work they are doing, which has nothing to do with Saturday on the field. Same concept with LW. Collectives get sketchy as there is no quid pro quo.
This. They’re not being compensated for playing football. They’re being compensated for promoting a product/service. If you travel to a different state for business purposes, you don’t have to pay their taxes too.
 
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