Neither Miami nor UF have played particularly good opponents. However, Miami still has two quality opponents left (both Wake and UNC are quality teams). UF has nothing but bad opponents left.
Miami's only loss was a blowout road loss to a healthy Clemson team (ranked #1 at the time) , whose only loss was a close game to the current #2 in the country (while also missing its best player). UF's loss was a close loss to #5 Texas A&M, which got blown out by #1 Bama.
By the end of the season, Miami will have played a much tougher schedule, but despite both Miami and UF finishing with the exact same overall record you will criticize Diaz while fondling Mullens sack because "style points." Can't think of a mopier fan than that.