I wouldn't wager any of your assets not making the major CFB playoffs! Matter of fact, I EXPECT mighty Ohio St. to be one of those playoff teams.
Or, to put it another way. I lay 3:5 odds Ohio St is in the playoffs!
Nope. In other words, the odds of all the best case scenarios falling in place for Miami to sneak in at No. 4, are slim to none. But U never know. huh?