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Holy ****, man. This is basic human nature. In fact its a law of all nature, period. From Pavlov's dogs learning to salivate at the sound of a ringing bell, to the mouse that learns there is a piece of cheese at the end of the maze, it's a simple fact that behavior which is rewarded, is...

Wells Fargo keeps telling the world at every opportunity they get, that they want nothing to do with this program. You should take them at their word. Depends where you are. If in NE Fl, VyStar is doing everything they can to help customers get loans through this program. Stick to your...