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You ever seen Office Space? There's a scene where Peter asks his neighbor, who is a grungy construction worker with a no-nonsense awareness about him what he would do if he had a million dollars, like what you would do if you had a million dollars is what you should be doing for a living. The...

If I'm not mistaken, low APR can lead to postseason bans. It's kind of a big deal. Teams must earn a four-year average APR of 930 to compete in championships. While the APR is intended as an incentive-based approach, it does come with a progression of penalties for teams that under-perform...