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If this happens, what OP said re: bank records is the key. People ask what recruits/families do with the bag money: It gets transferred and deposited into their bank accounts, the majority anyways. The NCAA (even if it werent corrupt) cant just pull bank records. The FBI can. Get those records...

Also, I'd assume this will be more limited than OP suggests, at least initially. You cant just indict the whole SEC at once. Politically, Senators, congressmen, etc would pull strings in the DOJ/FBI. Indict a few schools? Sure

You know very little about how Miami operates if you think they'd be involved here. At least to any significant extent. We just had a 3 year, far reaching, probably most extensive ever (and in the end illegal) NCAA investigation. And all they uncovered was Shapiro. The thing is, SEC fans know...