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Good points I agree your not going to find a loan at 1% anywhere else. It's good to strategize how to use that other money wisely.

I know for me I set aside the money and am moving it to my main account as payroll comes so if they ever ask where it went o can show it went to payroll. Hopefully that's enough for them to see and it can be forgiven.

Just an update since we started this thread in April. Received my PPP loan last week through WF. So hey the little guy got a little something lol.

So far I have give WF info and they are pretty much responding in emails saying they are backed up and they will keep me posted, but can't even take the application right now.