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I've noticed the roads have gotten a lot worse.

My homeowner's hasn't changed. I haven't use paid parking in some time, but I understand you don't put coins in the meters any more. I haven't had any accidents or tickets in at least 10 years, nor has anyone else in my house. We're driving Toyotas, not Lexuses.

Nope. No tickets either. I have a young driver in the house, but that doesn't explain the steady increase over the last 2 years when he's been driving over 3 years.

Let's talk car insurance. Why exactly did mine double over the last 2 years? The cars didn't change.