This isn't NCAA Football on the PS3 where you have 4 name programs on your OOC slate every year. The perfect Miami OOC Schedule is as follows(4 OOC games per season assumed)
1 Rent A Victim(FCS, preferably a Florida HBCU)
1-2 Solid P5/High end Midmajors
1 Name Opponent(SC, UF, Notre Dame, etc)...