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Sorry to hear about your Homie Bro. But you're 100% right, most people aren't prepared to handle a large windfall, especially the lottery.

A scholarship is NOT free, kids exchange their talents for those scholarships. And most to all of that scholarship money goes right back to the school anyway, so the school gets most to all of that money back. And if schools drop 4 year scholarships and coaches can cut a kid at the drop of a...